Pay in installments, no bank required
How it works: down payment, up to 60 installments and a final payment
The down payment
It reserves your specific unit (lot and floor plan) and starts the contract. In San Fernando it starts at $39,900.
The monthly installments
Fixed to the cent, because the total has to add up exactly. Real example: the Standard Villa pays 60 installments of $1,159.75.
The final payment
It closes things out according to the contract schedule. On the Standard Villa it’s $39,900.
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What you'll pay on top of the price
The furniture package
The villa is handed over ready to walk into. This is not a list of loose furniture: the package covers everything, from the sofa to the air conditioning installed, with the assembly done and the logistics solved from the port to the door. Ten thousand kilometres away, that is what counts. Available in San Fernando. It runs apart from the villa’s instalment plan, on its own schedule: in cash, or split into 12 monthly instalments with an 8% surcharge. The developer quotes this package in euros: the figures below are its equivalent at 1.175 US dollars to the euro, a reference rate, and the amount you sign is the one set on the day.
- Furniture
- Hotel equipment
- Logistics
- Shipping and handling
- Assembly and installation
- Air conditioning
- Management fee
Frequently asked questions about financing
01What happens if I miss a monthly payment?
Before you sign you’ll know exactly what the contract sets out for that situation: notice periods and options depending on your case. The practical rule is simple: if you see a delay coming, talk to the team as soon as possible and we’ll find the least costly way through it. What complicates things is silence, not the setback itself.
02What currency do I pay in?
The USD prices shown here are indicative. The contract itself is signed in euros, and transfers go to the project accounts named in the contract. If you normally operate in a different currency, the team explains the procedure before you sign, so there are no surprises with the exchange rate.
03When do I start getting rental income?
Once your unit is delivered and inside the complex’s tourism operation. From there it enters the pooled income model: the complex’s earnings are split among leaseholders, the management fee is deducted (25% in San Fernando, 30% in El Nido), and you receive your payout with the corresponding report of numbers.
04How is this income taxed in my country?
It depends on your tax residency and your personal situation, and that’s not ours to weigh in on: that answer needs to come from a tax advisor in your own jurisdiction. What we do is hand you the complete documentation of the operation (contract, payments, payout statements) so your advisor can work with real figures.
05Is the $2,340 reservation deposit refundable?
Yes, it’s refundable. It holds your unit while you review the contract, show the documents to your advisor and run your own checks at your own pace. If you decide not to move forward, it’s returned to you. The exact timelines and procedure are given to you in writing before you pay it, not after.
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In 45 minutes we compare cash against installments, 36 versus 60 months, and what each route means for your cash flow.
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Eco-villas and eco-apartments in the Philippines with a registered leasehold and pooled rental income. Since 2023.